Inquiry Routing & Information System (IRIS)
Your VGLI coverage will begin on the 121st day after your separation from service. If you receive an extension of SGLI for up to 2 years due to disability, VGLI coverage begins on the day following the end of the 2-year period. If you apply for VGLI after the 120-day period, your VGLI coverage will begin on the date your VGLI application, premium and proof of good health are received by OSGLI. For more detailed information, see the SGLI Handbook.