Inquiry Routing & Information System (IRIS)
SGLI When Does Coverage Begin?
You are automatically covered for the maximum amount of insurance ($400,000) on your first day of active duty or active duty for training, unless you decline or reduce your coverage. If you are performing duty for a period of less than 31 days, part-time coverage begins on the first day of the period of duty, including travel. If you previously declined and later apply for SGLI, your coverage will be effective on the date the application form is received by your branch of service. (For detailed information regarding restoration of coverage, see the SGLI/VGLI Handbook; Chapter 4 )