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What Happens If You Don't Pay Premiums On Time?

Published 08/13/2012 07:04 AM   |    Updated 08/13/2012 10:23 AM
What Happens If You Don't Pay Premiums On Time?
If you don't pay your premium when it is due or within a grace period of 60 days, your VGLI coverage will lapse. If VGLI lapses due to your failure to pay the premiums on time, you will receive a notification of the lapse and a reinstatement form. You may apply to reinstate your coverage at any time within 5 years of the date of the unpaid premium. If you apply for reinstatement within 6 months from the date of lapse, you need only to provide evidence that your are in the same state of health on the date of reinstatement as you were on the date of lapse. Otherwise, you will need to provide proof of good health.