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How Much Does SGLI Cost?

Published 08/13/2012 08:12 AM   |    Updated 12/19/2012 03:14 PM
How Much Does SGLI Cost?

The current monthly cost of SGLI is $26.00 for $400,000 of coverage plus $1.00 for Traumatic SGLI for a total cost of $27.00. If you choose to be insured for less than the maximum $400,000, the cost is $3.25 per month per $50,000. This amount will be automatically deducted from your service pay. The premium for part-time coverage is $27.00 per year for $400,000 of coverage. Members of the Individual Ready Reserve (IRR) will be charged $1.00 for $400,000 of coverage for 1-day call-ups.

SGLI premiums decreased effective July 1, 2008. Follow this link for more information about the premium rate decrease.

Listed below are the current monthly premiums for SGLI at different levels of coverage.

SGLI Premium Rates by Coverage Amount Effective July 1, 2008

Coverage Amount

Monthly premium rate

TSGLI Premium

Total Monthly Premium Deduction