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Can SGLI Coverage Be Extended If You Become Disabled?
Published 08/13/2012 08:16 AM | Updated 08/13/2012 10:23 AMCan SGLI Coverage Be Extended If You Become Disabled?
If you are totally disabled at the time of separation from active duty, your full-time coverage will be extended for as long as the total disability continues, up to a maximum of two years. - At the end of the Disability Extension period, those covered under the Extension will automatically be converted to VGLI as long as the initial premium for VGLI is paid. If you incur a disability during training while under part-time coverage and you are not able to acquire commercial life insurance at a standard rate because of the disability, your SGLI coverage will be extended for 120 days following the period of duty in which the disability occurred. You may apply for VGLI during this 120-day extension. Important: An extension of SGLI due to total disability is not automatic. You must apply to the Office of Servicemembers' Group Life Insurance for the extension.