Inquiry Routing & Information System (IRIS)
What if my spouse or child suffers from a disease that makes it difficult to purchase life insurance? Will they be eligible for SGLI Family Coverage at the same premium rate?
Yes. Your spouse will be eligible for spousal coverage at the same premium rate, regardless of his or her health at the time you enter on duty or become married. Spousal coverage is issued automatically under these circumstances. However, if you initially decline coverage and later want to insure your spouse, proof of his or her good health will be required.Your dependent children, as defined above, are covered for free, regardless of their health.